ADT® Authorized Dealer Serving Fresno, The South Central Valley, & Surrounding Area
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September 08, 2026

Does Home Security Decrease Insurance Rates In Fresno?

You bet! Many insurers provide discounts for home security systems in Fresno, generally ranging from 5-20% based on several different variables. Discounts vary widely according to the carrier, where you live, and the type of system you select. Discover how to enjoy the most savings while giving your loved ones exceptional protection

Why Do Insurers Offer Home Security Discounts?

Home security systems lower the risk of burglary, which means there’s a lower probability the insurer will need to pay a covered claim. Whenever you have monitored smoke detectors, water sensors, and CO sensors linked to your alarm system, the potential for damage due to fires and flooding is reduced as well. You’re assisting the insurer by minimizing their payout risk. As a result, they’re willing to provide a price savings.

What Fresno Home Security Systems Qualify For The Largest Discount?

It’s only natural that you wish to save as much as you can. Here are some tips:

  • Get professional monitoring. A monitored system is the best choice for your loved ones, and it’s generally required by insurers to be eligible for a discount. Get peace of mind and save money while you’re at it.

  • Add monitored environmental devices. You’ll likely enjoy even more savings by lowering the risk of damage as a result of carbon monoxide leaks, fires, and flooding. Having your carbon monoxide detectors, fire alarms, and flood sensors monitored also gives your family an invaluable backup during emergencies.

  • Install a complete security system. Installing a layered defense with surveillance cameras, motion sensors, door and window sensors, smart locks, and more, will be looked upon favorably by the insurance company and lead to more savings.

Adding a video camera alone won’t instantly qualify you for a discount. Keep in mind that your system will need to be monitored. 

Tips For Getting Your Home Security Insurance Discount In Fresno

Step one of lowering your premiums is to call the insurer after you install your alarm system. They will likely want to see documentation such as a professional monitoring certificate or a monitoring contract. Reputable home security companies like ADT have experience with insurers and can assist with the necessary paperwork.

ADT Systems Meet The Requirements For Insurance Discounts

If you’re looking for the best protection and insurance savings, choose an ADT home security system in Fresno. Boasting the most extensive monitoring network in the nation, ADT offers unrivaled 24-hour professional monitoring. You’ll also appreciate multi-layered systems with surveillance cameras, smart locks, environmental alarms, and more.

How Much Could You Save? Design Your New ADT System In Fresno Today

The greatest perk of ADT alarm systems is the exceptional protection they offer your Fresno family. Getting a discount on your home insurance is icing on the cake. Build your new system by reaching out to the ADT authorized dealers at Secure24 Alarm Systems. Phone (559) 212-3897 or complete our form below.

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